Longevity and the wellness gap come into focus in the UK

Ageing has come of age. The all-party parliamentary group (APPG) for longevity launched yesterday in the Houses of Parliament with not one but two members of parliament in attendance. As noted by both Damian Green, MP and Matt Hancock, Secretary of State for Health and Social Care, ageing societies and longevity are defining features of many
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A plea to entrepreneurs. Pensions need you.

Huge market The first thing to note about the UK long-term savings market is its size. The UK asset management industry manages nearly £8tn of assets, 2/3rds of which are the longterm savings of UK citizens. This already large market is also sub-scale. Basically, lots of people don’t have any longterm or even short-term savings
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What can we learn from Japan?

As humanity lives longer and longer, could there ever be a scenario where we are no more? According to the new book Empty Planet: The Shock of Global Population Decline by Canadian journalist John Ibbitson and political scientist Darrell Bricker, this could very well be the future of humanity. Per the authors, the United Nations
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An Age of Opportunity: Driving Innovation

For those of us old enough to remember the TV adverts of the 1980s – one in particular, for a home emergency service, replayed the image of an elderly woman lying on the floor of her home crying ‘I’ve fallen, and I can’t get up!’. The ad was the source of many a parody and comedy sketch. Decades later the raft
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Shaking up later in life lending 

The typical retiree of the past does not exist. That mythical being who is heading into retirement with a guaranteed final salary pension scheme, a mortgage (and other debts) that is largely paid off, and dependent children long gone, is simply not the reality any longer. Working life for many does come to a hard stop, the mortgage payments still
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Calling all innovators – Address the Challenges of a Changing Workforce

Overstretched and overlooked: Musings of an Impact Investor We are living in interesting times. On one hand, we have a youth-obsessed society where a prominent tech founder proclaimed “young people are just smarter”. On the other hand, people are living longer, healthier, and more productive lives, where multi-generational workforce is increasingly the norm. At the same
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Innovating for Ageing – A chatty solution for a lonely problem

Loneliness can affect many of us at any stage of life. Young people just starting off life in a big city, a new mother home with a colicky baby or even teenager struggling to fit in at school. However, loneliness affects those at the later stages of their life in acute and profound ways. Creating a means
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Nudging a more secure retirement

    Although aging is universal, how we age is not equal. According to AARP, more than 10 million people aged 50 and above live in poverty in the U.S., and more than 37 million are just one life event away from slipping into it. Amongst those who are 65 and older, more than twice as many women
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Distrupting Retirement

Financial services aimed at the over 55 market is often ‘grey, big, ugly and uninspiring’. Considering that those who are 55 years of age and older, control the vast majority of the world’s wealth and investible assets, they are a market that it would be foolish to ignore. Many in the over 55 demographic are
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