Stage not age – FinTECH4Life kick starts the conversation
Wednesday 22 May 2019
Over the past 100 years the human population has done a very good job at staying alive. Not only are people living longer, but they are healthier and wealthier than ever before. How is the financial services industry responding to this? Especially when we live in a society that seems obsessed with developing and marketing
- Published in Ageing, Diversity, Fintech, Future trends, Innovation, Start-ups
The tidal wave in demographics that you need to watch
Thursday 02 May 2019
We are experiencing an unprecedented global shift in demographics. Our society is aging; we are living longer, healthier, and more productive lives. Life expectancy has improved significantly, and we have added decades of healthy living since the early 1900s. Along with longer lifespans, we are also staying employed longer than before. Soon, we will have
- Published in Ageing, Diversity, Fintech, Future, Future trends, Innovation
“You may not think you are in Age-Tech but we would beg to differ”
Wednesday 01 May 2019
As many societies around the world are ageing, the accompanying narrative is often posed as a negative or a problem to be solved. At 4Gen ventures, we believe that increased longevity is an macroeconomic theme that presents companies across all industries a broad horizon of new business opportunities. The challenge to be met is to
- Published in Ageing, Diversity, Fintech, Future trends, Innovation
We don’t always find age differences in attitudes towards financial tech
Wednesday 01 May 2019
When we ask people about what they think of using financial technologies to manage their money, awareness and attitudes towards using devices are often relatively consistent across ages. The world is getting older. Estimates suggest that this year will be the first in which the global population aged above 65 outnumber those under five. And the structure of labour markets in many countries reflect this, with
- Published in Ageing, Diversity, Fintech, Future trends, Innovation
The New Old Age – Time for a Re-think?
Wednesday 10 April 2019
Brad and I had the honor to speak at the recent EmTech Caribbean in Santo Domingo, hosted by MIT Tech Review and Universidad Dominicana O&M. The two-day conference included insights shared by twenty-one speakers on topics around technological advances that will revolutionize the world in the coming years, including artificial intelligence, machine learning, personalized medicine,
- Published in Ageing, Diversity, Employment, Fintech, Future trends, Innovation
Gender equality & ageing
Thursday 21 March 2019
As revealed in last year’s gender pay gap report mandated by the U.K. government, women earned on average 59 percent less than men at HSBC, Britain’s biggest bank. Fast forward one year, HSBC’s gender pay gap appeared to have expanded to 61 percent. By comparison, Lloyds Banking Group reported a 31.5 percent gap, and across
A plea to entrepreneurs. Pensions need you.
Wednesday 20 March 2019
Huge market The first thing to note about the UK long-term savings market is its size. The UK asset management industry manages nearly £8tn of assets, 2/3rds of which are the longterm savings of UK citizens. This already large market is also sub-scale. Basically, lots of people don’t have any longterm or even short-term savings
- Published in Ageing, AI, Blockchain, Diversity, Featured, Fintech, Future trends, Innovation, Machine learning
What can we learn from Japan?
Wednesday 13 March 2019
As humanity lives longer and longer, could there ever be a scenario where we are no more? According to the new book Empty Planet: The Shock of Global Population Decline by Canadian journalist John Ibbitson and political scientist Darrell Bricker, this could very well be the future of humanity. Per the authors, the United Nations
- Published in Ageing, Diversity, Featured, Fintech, Future, Future trends, Innovation
Financial Burden Of Caregiving: What Is The Value We Place On Care?
Thursday 07 March 2019
As we live longer and the cost of healthcare increases, where would we turn to for support? For many, that responsibility falls largely on their family members. More often than not, these caregivers are those that belong to the sandwiched generation, ones with their own family and children that they are taking care of. In
- Published in Ageing, Diversity, Featured, Fintech, Innovation
Fintech – Ending Financial Exploitation
Wednesday 06 March 2019
Fraud is a serious and persistent issue across the financial services sector and no one is immune from those who wish to part us from our money. The incentives (and rewards) for bad actors are too compelling and they follow customers across all of their financial journeys, from the doorstep to the branch to ATMS
- Published in Ageing, data protection, Diversity, Fintech, Future, Future trends, Innovation, security